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Walk to lake. Lake rights, refuse & recycle incl., in taxes!!!, . Fire place chimney needs sheet metal & floor ( in the box) needs reinforcement. Home sold as is, however it has newer windows, siding, back & front doors/storm door, oil fired boiler for heat only, hot water heater all with in 4 years, roof is 15 years old, dryer is electric, town water and sewer, some wood floors under rugs/linoleum, really cute records indicate 3 beds but it has always been 2 with a little imagination this can be a dream lake home with 3 beds the gazebo/shed on the property can be renovated and made into additional space the home is all on rock great for footings to extend a sun room/4 season room or bedroom as it can be a 3 bed!!! A pool can be placed in the back area, the lake is just down the road 2 min walk. Secor Road has restaurants gas stations near places worship just off 6 N and 6 for shopping and don't forget the Taconic parkway makes this a super easy commute to anywhere FHA WONT QUALIFY WITHOUT 203K