4.5% ASSUMABLE MORTGAGE! Rare opportunity! This 2022 home in the Crystal Bay Community offers an assumable 4.5% mortgage (active military, veteran or veterans spouse), giving qualified buyers a chance to secure a significantly lower rate than today's market—an incredible savings over the life of the loan. With no new Cali models available in this community, this property provides peace of mind that comes with newer construction, where all major systems and big-ticket items are less than four years old. Enjoy a bright, open layout and access to resort-style amenities including a pool, clubhouse, fitness center, bocce, pickleball, and a dog park. Crystal Bay is known for its friendly atmosphere, convenient location, and active lifestyle.