Unique opportunity to own a newer home in this established community with no HOA and USDA loan eligibility! This 2021 rancher greets you with a beautiful front porch that leads into a spacious family room that perfectly separates the primary suite with walk-in closet and en-suite bath from the two other spacious bedrooms and hall bathroom. The large eat-in kitchen with upgraded floors off the family room provides ample entertaining space especially with easy access to the back deck and large privacy fenced yard. And newer solar panels and gorgeous custom shed that will both be fully paid off at closing for the next owner! Comfortable single level living with all systems 5 years young, a spacious 3/4 acre lot for all your two- and four-legged friends, and easy access to both bike trails and highways make this one a must see! Plus an assumable FHA loan opportunity with an unmatchable interest rate for qualified buyers!!