Discover comfort, space, and incredible value! This home offers a rare opportunity: an assumable VA loan, giving qualified buyers the chance to step into an exceptionally favorable interest rate and significantly lower monthly payments. Located in a quiet, established neighborhood in the heart of Middleburg, this property features a bright and open layout with generous living spaces designed for everyday living and easy entertaining. The kitchen offers plenty of counter space and storage, opening seamlessly to the dining and living areas. The bedrooms are well-sized, and the primary suite provides a peaceful retreat with its own private bath. Step outside to a spacious backyard perfect for weekend gatherings, pets, or future outdoor upgrades. With a two-car garage, indoor laundry, and a well-cared-for interior, the home is truly move-in ready. Just minutes from shopping, dining, top-rated Clay County schools, and major commuter routes. Don't miss out on this financial advantage today!