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575 MADISON AVENUE, NEW YORK, NY 10022. 212.891.7000 © 2025 DOUGLAS ELLIMAN REAL ESTATE. EQUAL EMPLOYMENT OPPORTUNITY PROVIDER. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES, OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS, AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT, OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY.LISTING DATA REFRESHED ON NOV 01 2025 AT 4:09 PM.

DOUGLAS ELLIMAN IS A LICENSED REAL ESTATE BROKER IN CALIFORNIA WITH LICENSE # 01947727, COLORADO WITH LICENSE # EC100053892, CONNECTICUT WITH LICENSE # REB.0314827, THE DISTRICT OF COLUMBIA WITH LICENSE # REO40000160, FLORIDA WITH LICENSE # CQ1020232, MARYLAND WITH LICENSE # 645270, MASSACHUSETTS WITH LICENSE # 422764, NEVADA WITH LICENSE # 1454643, NEW JERSEY WITH LICENSE # 0572105, NEW YORK WITH LICENSE # 10991211812, TEXAS WITH LICENSE # 9008706, AND VIRGINIA WITH LICENSE # 0226035659.

POWERED BY PURLIN.AI

243 S CENTRAL Ave

umatilla, FL 32784

$640,000

  • 3 BR
    2 BA, 1 HALF BA
    APPROX. 1,961 SF

INTERESTED? LET'S CONNECT

Unique Lakefront Colonial with Pool & Guest House in Downtown Umatilla
Built in 1875, this rare colonial-style home is full of character and old-world charm—truly not a cookie-cutter house. Set on 1.63 acres directly on Lake Umatilla, it features a private dock with electric service, boat lift, and jet ski lift.
The main home offers 3 bedrooms and 2 baths, with a downstairs suite and two bedrooms upstairs sharing a full bath. Distinctive details include 10-foot ceilings, crown molding, vintage glass doorknobs, and a working vintage-style elevator.
The detached 1-bedroom, 1-bath guest house with attached workshop would be a great rental or small business. Recent updates include: Electrical, Plumbing, Kitchen; downstairs bathroom; exterior paint, roof (2018), and front windows; plus A/C units (2014 & 2015).
Perfect for entertaining, you can host gatherings by the pool, grill on the deck, and enjoy boating, fishing and skiing on the lake. Zoned Residential/Professional, this property also offers potential for a home-based business or office. Convenient to Umatilla Airport, with the occasional seaplane landing right on the lake.

Details

1,961 Sq Ft

1.63 Private Acres Lot Size

Single Family Home

$4,218 Annual Tax

Built in 1875

MLS/Listing ID G5102008

2 Stories

Amenities & Features

Style - Colonial

Dishwasher

Disposal

Dryer

Electric Water Heater

Pool View

Lake Front

Water View

Fenced

Wood Burning Fireplace

Vinyl

Hardwood

Ceramic Tile

Negotiable

Window Treatments

High Ceilings

Elevator

Crown Molding

Cathedral Ceilings

Inside

Screened

Rear Porch

Washer

Refrigerator

Range Hood

Sidewalk

Crawlspace

Ceiling Fans

Parking - EV Charging Station

Pool - Auto Cleaner

Pool - Deck

Shingle

Construction - Wood Frame

Pool - Inground

Pool - Vinyl

Covered

Deck

Enclosed

Ice Maker

Microwave

Range

Cooling - Central Air

Construction - Metal Siding

STELLAR

Source of Data: STELLAR MLS

estimate my mortgage

TOTAL MONTHLY COST

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  • PRINCIPAL & INTEREST

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  • PROPERTY TAXES

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  • COMMON CHARGES

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HOME PRICE
DOWN PAYMENT
term
INTEREST

Interested in 243 S CENTRAL Ave?