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THE SOURCE OF THE DISPLAYED DATA IS EITHER THE PROPERTY OWNER OR PUBLIC RECORD PROVIDED BY NON-GOVERNMENTAL THIRD PARTIES. IT IS BELIEVED TO BE RELIABLE BUT NOT GUARANTEED. FOR COLORADO VIEWERS, INFORMATION ABOUT NON-COMMERCIAL PROPERTIES IS PROVIDED EXCLUSIVELY FOR YOUR PERSONAL, NON-COMMERCIAL USE.

575 MADISON AVENUE, NEW YORK, NY 10022. 212.891.7000 © 2025 DOUGLAS ELLIMAN REAL ESTATE. EQUAL EMPLOYMENT OPPORTUNITY PROVIDER. ALL MATERIAL PRESENTED HEREIN IS INTENDED FOR INFORMATION PURPOSES ONLY. WHILE THIS INFORMATION IS BELIEVED TO BE CORRECT, IT IS REPRESENTED SUBJECT TO ERRORS, OMISSIONS, CHANGES, OR WITHDRAWAL WITHOUT NOTICE. ALL PROPERTY INFORMATION, INCLUDING, BUT NOT LIMITED TO SQUARE FOOTAGE, ROOM COUNT, NUMBER OF BEDROOMS, AND THE SCHOOL DISTRICT IN PROPERTY LISTINGS SHOULD BE VERIFIED BY YOUR OWN ATTORNEY, ARCHITECT, OR ZONING EXPERT. EQUAL HOUSING OPPORTUNITY.LISTING DATA REFRESHED ON SEP 08 2025 AT 2:09 PM.

DOUGLAS ELLIMAN IS A LICENSED REAL ESTATE BROKER IN CALIFORNIA WITH LICENSE # 01947727, COLORADO WITH LICENSE # EC100053892, CONNECTICUT WITH LICENSE # REB.0314827, THE DISTRICT OF COLUMBIA WITH LICENSE # REO40000160, FLORIDA WITH LICENSE # CQ1020232, MARYLAND WITH LICENSE # 645270, MASSACHUSETTS WITH LICENSE # 422764, NEVADA WITH LICENSE # 1454643, NEW JERSEY WITH LICENSE # 0572105, NEW YORK WITH LICENSE # 10991211812, TEXAS WITH LICENSE # 9008706, AND VIRGINIA WITH LICENSE # 0226035659.

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18-20 WATER St

thurmont, MD 21788

$429,900

    INTERESTED? LET'S CONNECT

    Rare Opportunity in the Heart of Thurmont – Two Homes, Eight Garages, and Endless Possibilities

    This unique property offers two detached single-family homes, eight garage bays, and flexible residential/commercial zoning—all on one parcel with a single tax ID. It’s ideal for investors, multi-generational living, or those seeking home-based business potential.

    This property carries both historical charm and modern flexibility. The main home is move-in ready, featuring spacious living areas, a main-level bedroom and full bath, two additional bedrooms upstairs, and a sitting room over the kitchen. A new washer and dryer is also located on the main level.

    The second home includes a large upstairs bedroom with a full bathroom. The kitchen and second full bath are located on a half-level down (both in need of full rehab). The finished lower level includes a rec room and laundry area with a newer washer and dryer. A large upper-level deck needs repair, but the lumber to rebuild it is included.

    Additional features include:

    Eight total garage bays across three structures:

    4 facing the rear alley (3 currently rented month to month)

    3 side garages

    1 tucked beneath the rear deck

    Each garage bay has electric (no water)—ideal for storage, workshop use, or contractor needs

    Public water and sewer

    Boiler heat (oil), window A/C units, and electric hot water heaters (both approximately 2 years old)

    Located just minutes from downtown Thurmont, Route 15, Cunningham Falls State Park, and Catoctin Mountain Park, this property offers convenience, versatility, and strong potential for value growth.

    Property is being sold as-is.

    Don’t miss this one-of-a-kind opportunity with flexible use, income potential, and a prime location in Northern Frederick County. Schedule your showing today!

    Details

    2,988 Sq Ft

    0.19 Private Acres Exterior Space

    Other

    $5,636 Annual Tax

    Built in 1880

    MLS/Listing ID MDFR2069024

    2 Units

    Amenities & Features

    Recessed Lighting

    Heating - Oil

    Cooling - Ceiling Fans

    Cooling - Window Units

    Construction - Stone

    Parking - Private

    Attic

    Ceiling Fans

    Washer

    Refrigerator

    Style - Traditional

    Listing Courtesy of LONG & FOSTER REAL ESTATE, INC., CINDY CLIPP - 301-639-0124

    BRIGHT

    Source of Data: BRIGHT MLS

    estimate my mortgage

    TOTAL MONTHLY COST

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    • PRINCIPAL & INTEREST

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    • PROPERTY TAXES

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    HOME PRICE
    DOWN PAYMENT
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    INTEREST

    Interested in 18-20 WATER St?

    The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the BrightMLS. Real estate listings held by brokerage firms other than Douglas Elliman of VA are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.

    All information deemed reliable but not guaranteed. Last date updated: 09/08/2025.
    Source: Bright Multiple Listing Service, Inc.

    © 2025 Bright Multiple Listing Service, Inc. All rights reserved.