Seller is offering $12,000 in closing assistance with an acceptable offer! The home is now priced well below recent appraised value for a fast sale and 100% Financing is available through USDA/VA. Located in Calvert Estates just a short walk from the Chesapeake Bay, this 4-level split offers over 2,300 square feet of living space, a flexible layout, and access to the beach-adjacent lifestyle.

The home features 3 bedrooms, 2.5 baths, multiple living areas, and a finished lower level that works well as a family room, office, playroom, guest space, or bonus living area. The kitchen has been updated with modern finishes, stainless steel appliances, and new laminate flooring, while the main and upper levels feature real hardwood floors that add warmth and character throughout the home.

The layout gives you room to spread out without feeling disconnected. The kitchen and living spaces flow naturally, the bedrooms are positioned upstairs, and the primary bedroom has its own mini-split system for added year-round comfort.

Outside, the home offers a large deck for grilling or entertaining, a fully finished rear porch, and a fully fenced backyard that works well for pets, kids, gardening, or everyday outdoor living.

Calvert Estates is a quiet, established neighborhood near the Chesapeake Bay with community beach and boat ramp access, while still being close to Prince Frederick shopping, restaurants, schools, and commuter routes.

This home has been pre-inspected, is priced aggressively, and offers seller closing for an incredible value at this price point. If you are looking for space, updates, outdoor living, and bay access at a strong value, come see it before it's gone...