Investor opportunity with immediate cash flow and future upside. This fully occupied 3-family in Waterbury generates $4,295 per month in gross rental income and combines stable in-place income with opportunities for future growth. All three units are leased through January 31, 2027, eliminating near-term vacancy concerns and allowing a new owner to step into an established income stream from closing. All three units offer spacious layouts, hardwood flooring, updated finishes, and practical amenities that appeal to renters. Beyond the current income, the property's layout may offer the next owner an opportunity to explore reconfiguration into larger bedroom counts, creating the potential for increased rental income and added value over time. Located just minutes from major highways, shopping, restaurants, public transportation, and everyday conveniences, 15 Howard Street continues to benefit from strong rental demand and excellent accessibility throughout Greater Waterbury. Whether you're adding to an existing portfolio or acquiring your first multifamily investment, this is a well-positioned asset with proven income, full occupancy, and room for future upside.