Three legal units-TWO residential and ONE commercial PLUS another finished space in the basement that was once used as an apartment. PLUS 2 separate GARAGES. One building (# 10 Towners Road) is a TWO-bedroom apartment and another GARAGE plus another ONE-bedroom apartment PLUS a finished lower level with a separate entrance that was once used as an apartment PLUS a GARAGE. The other building (#8 Towners Road) is currently a legal OFFICE and zoned COMMERCIAL / MIXED USE. The top floor in this building is a spacious bright OFFICE with several rooms, below is a GARAGE and another framed out room. This MIXED-USE property offers the perfect blend of residential and commercial use, ideally situated on the shores of Lake Carmel and provides scenic views and a serene setting. The property features flexible space suitable for a variety of uses, whether you’re looking to operate a business, generate rental income, or create a unique live/work environment. With its prime location, high visibility, and direct waterfront access, this is an exceptional opportunity for investors, business owners, or developers seeking something truly special and unique. Also residents of Lake Carmel can enjoy 5 well-groomed beaches, a playground, walking path around the lake and a Clubhouse. Great commuter location. Close to Golf Course. ALL units separately metered including the Basement. Electric heat in all units.