Terrance is a retired seasoned banker with 30 years plus of credit and risk management experience with the largest New York City bank. He was born in Gary Indiana and graduated from Morehouse College. He has been a licensed real estate salesperson for over 14 years. Attention to details, an ability to assess the potential of a property and a understanding of finance are a few of his strengths. He has lived and worked in Africa, Japan and Europe. He enjoys running and watching NBA basketball.