ASSUMABLE FHA LOAN @ 3.875% - MOTIVATED SELLER - Welcome to this beautifully home in the highly desirable Rancho Del Rey community! NO HOA, NO MELLO ROOS!!!! This spacious single family residence offers 3 bedrooms, 2.5 bathrooms, and approximately 1,422 sq. ft. of comfortable living space, plus garage converted to a 344 sq. ft. fully permitted Studio (ADU) with kitchen, and full bathroom — ideal for extended family, guests, a private home office, or potential rental income. The home features an updated kitchen with modern finishes, a dedicated laundry room, leased solar panels for improved energy efficiency, and a low-maintenance backyard with artificial turf, perfect for year-round enjoyment. Ideally located in the heart of Rancho Del Rey, you'll be just minutes from the YMCA, Costco, Discovery Charter School, Bonita Vista High School, Southwestern College, parks, shopping, dining, and major commuter routes. This exceptional property offers the perfect blend of comfort, convenience, and versatility. Don't miss this incredible opportunity!