Enjoy timeless charm paired with serene lakefront living in this beautifully maintained 3-bedroom, 2.1-bath home, situated directly on a quiet bay, providing picturesque views and direct lake access for year-round enjoyment. This home offers 2460 SQ. FT. with an additional 1580 SQ. FT. in the finished walkout! The 1st floor features a bright, open layout perfect for both daily living and entertaining. Generous great room w/ a brick fireplace, cathedral ceilings and skylights offering an abundance of natural light. The spacious kitchen is equipped with an island cooktop, nice size walk-in pantry, dining area and access to the outdoor deck with water views. Convenient 1st floor laundry room. Upper level provides a large primary suite with jetted tub, walk-in shower, French doors, private balcony and two WICs. Two more spacious bedrooms and a full bath complete the upper level. For additional flexibility, the finished walkout creates a seamless indoor-outdoor flow, making it an ideal living space with a large rec room, flex room, bonus room, plenty of storage spaces and access to the outdoor patio. Many updates, (between 2018-2025), include... the addition of the sizable deck off of the kitchen and great room, an impressive brick paver driveway and walkway, siding, HVAC system, newer dock and boat lift, water softener, whole house generator, front storm doors, French drain in back of house, gas fireplace, sump pump, blower fans in all bedrooms, newer underground sprinkler system, dishwasher, fridge, oven and microwave, and beautiful landscaping! A true waterfront oasis, perfect for entertaining lakeside and enjoying tranquil water views. IMM OCC. Please wear shoe coverings, lock all doors and turn off lights after showings!