Well-maintained 3-family investment opportunity in Waterbury's South End offering an ideal blend of immediate cash flow and owner-occupant potential. The property features three spacious 2-bedroom, 1-bath apartments, with two units currently rented and one beautifully remodeled 2nd-floor unit ready for an owner occupant or market-rate tenant. The updated apartment showcases modern finishes, making it an ideal place to call home while offsetting your mortgage with rental income. All utilities are separately metered and electric, with tenant-paid electric heat, hot water, and electricity, helping minimize owner operating costs. The building has been well cared for and offers low-maintenance ownership with strong long-term investment potential. Conveniently located just minutes from Downtown Waterbury, shopping, restaurants, public transportation, Route 8, and I-84. Whether you're looking to start or expand your investment portfolio or take advantage of owner-occupant financing, this is an excellent opportunity in a high-demand rental market.