120 97TH Ave NE

This is a test. Statistics say the average buyer reads less than three lines of a real estate description. Are you average… or did we just grab your attention enough to keep going?
Good. Because this home deserves someone who pays attention.
This is the true story of an amazing home.
For over 16 years, this 5 bedroom, 3 bathroom, 2 car garage, swimming pool, waterfront home has been loved on by a family living real life here. Not staged life. Not Instagram life. Real life. And yes — 5 true bedrooms. Not the “technically it has a closet and a window so we’re calling it a bedroom” kind. Five actual bedrooms.

This is also something you almost never see: a 5-bedroom waterfront home where literally everything has been done. Not just the pretty updates you notice in photos, but the boring stuff that actually matters — plumbing, electrical, seawall, dock, swimming pool, and sprayed-in Isoline insulation. The current owners truly thought of everything, so you don’t have to.
Out back, the covered lanai wrapped in rich cypress becomes the place you’ll naturally gather. It’s the perfect spot to hang out, share a meal, watch the water, and lose track of time without even trying. This is where mornings start slow and evenings last longer than planned.

And yes… the garage. You wouldn’t actually eat off the floor, but you would seriously consider it. It’s that clean, that dialed-in — and it even has its own AC system with a mini-split, very European, very intentional. Just another sign of how well this home has been cared for.

And it sits in what many of us proudly call the world’s best neighborhood — Riviera Bay. A place with its own community boat ramp, two parks, golf cart parades, a Christmas Eve boat parade, and streets lined with American flags for the 4th of July and special weekends. A neighborhood where people wave when you drive by and actually know each other’s names. As the locals like to say, “It’s always a great day in Riviera Bay!”

This is the kind of home you buy and don’t spend the first two years fixing someone else’s shortcuts. You just move in… and start living.
And here’s something that says more than anything else: they love this neighborhood so much, they didn’t leave. They just moved one block away.

If you’ve been waiting for a waterfront home that is more than just good pictures and big promises, this is the one you need to see in person. Because the best parts of this home don’t show up in photos. They show up the moment you walk through the door.