$0 down payment using USDA loan of down payment assistance. Rare find in Academy ISD! This versatile corner-lot property features a solid 1342 SF 3-BR, 2-BA main brick home PLUS a fully attached 614 sq ft 1-BR, 1-BA apartment—perfect for rental income, an in-law suite, or a private home office. The main home offers a functional floor plan with a spacious kitchen, fenced backyard, and mature shade trees. Enjoy low utility bills thanks to natural gas heat/water heater and energy-efficient low ceilings with fans. The attached apartment is fully self-contained with its own private entrance, kitchen, living area, utility room, central HVAC, and covered porch. Located in city limits but no restrictions with low property taxes, you get the quiet charm of Little River-Academy while being just 15 minutes from Temple and Belton. Excellent potential to add cosmetic updates and build instant equity. Schedule your showing today!