Newer home, built in 2020, with the basement being finished in 2024. Fabulous location- walk or bike to Lake Michigan, downtown Ludington, Ludington Schools, and soccer fields. Cartier Park (hike/bike paved trails, fish) and Ludington Health Club are just steps away. This is as centrally located in the Ludington area as you can be! Don't let the quaint exterior fool you, as there are 4 bedrooms and 3 full baths, plus main floor and lower level living. Open floor plan in the living area with a fireplace and lots of natural light. Kitchen is open to the living area with a center island, quartz countertops, and a snack bar. Primary suite and laundry/mud room off garage on the main floor. Lower level has a spacious rec room with projector and screen (included), a bar (included) in the bar nook, roomy bedroom, full bath, a 12x17 office with an 18' adjacent room that could be an awesome walk-in closet. Corner lot, but fenced yard for privacy. Enjoy the lower PM taxes, yet have City water.