Rare waterfront retreat offering privacy, protected water access, and a truly unique octagon-style design set on a level 1.36 ACRE lot with private beach and dock. This exceptional property combines peaceful waterfront living with functional outbuildings, multiple outdoor entertaining spaces, and scenic water views from nearly every angle. Whether used as a full-time residence or weekend getaway, this home offers a lifestyle that is increasingly difficult to find. The centerpiece of the home is the dramatic open-concept great room featuring cathedral ceilings, parquet flooring, track lighting, ceiling fan, and a striking brick fireplace with wood stove insert replaced approximately two years ago. The spacious living area is designed to maximize natural light and water views while creating a warm and inviting atmosphere for relaxing or entertaining. The renovated kitchen, updated in 2015, opens seamlessly to the great room and features updated cabinetry, solid surface countertops, stainless steel appliances and abundant workspace. Both bedrooms are thoughtfully positioned for privacy and direct outdoor access, each featuring its own private exit to separate decks overlooking the water. The primary suite includes a private full bath and walk-in closet, while the secondary bedroom offers direct access to another full bath and generous closet space. Additional interior features include a dedicated laundry room with full-size washer and dryer, utility sink, storage space, electric water heater, recently replaced HVAC system (approximately one year old), attic access, and a whole-house Generac backup generator for added peace of mind. Outdoor living is exceptional with a screened porch overlooking the water, two open-air bedroom decks, private beach area, and approximately 60-foot private dock situated on protected water ideal for boating, fishing, kayaking, or simply enjoying the tranquil surroundings. The detached two-car garage provides additional convenience, while the separate detached cottage with covered porch and electric offers flexible space for a game room, studio, office, or guest overflow. A standout feature of the property is the expansive workshop complete with garage bay door, built-in work benches, pegboard storage, upper-level workspace with fixed stairs, lean-to storage area, and additional shed for tools and equipment. Gated access and separate driveways enhance privacy and functionality. Conveniently located within an easy drive of everyday amenities while offering the serenity of waterfront living, this one-of-a-kind property presents a rare opportunity to own a private retreat with endless recreational and lifestyle potential.