HUGE OPPORTUNITY!! VA BUYER MAY BE ELIGIBLE TO ASSUME SELLER'S LOAN AND INTEREST RATE IN THE 3% RANGE!! Discover stylish, turnkey living in this beautiful residence located within Oxnard's desirable 'Monterey at Harborside' gated community. Offering 1,464 square feet of thoughtfully designed living space, this two-story home blends modern finishes with everyday comfort.Step inside to find durable hard flooring, a spacious living room, and an inviting dining area that has a warm and cozy fireplace that opens seamlessly to the remodeled kitchen with stainless steel appliances. Plantation shutters, recessed lighting & bedroom ceiling fans are great upgrades. Sliding glass door leads to a private backyard retreat, ideal for outdoor dining, entertaining, or simply enjoying the coastal breeze. A convenient powder room completes the main level.Upstairs, you'll find three generously sized bedrooms, including a spacious primary suite with a private en-suite bath and a large, beautiful balcony for enjoying the breeze. Also has an additional full bathroom to accommodate family and guests.Enjoy a two-car garage, driveway parking, and a low-maintenance front courtyard.Ideally situated near beaches, Pacifica High School, shopping, dining, parks, and easy access to the 101 Freeway, this home offers the perfect combination of convenience, comfort, and contemporary style. Move right in and enjoy all that this exceptional Oxnard community has to offer.