This truly UNIQUE MOTHER-DAUGHTER features TWO ENTIRELY SEPERATE HOUSES! This one-of-a-kind quasi two-family property, situated on 1.5 lush acres in Carmel, NY offers the perfect blend of privacy, flexibility, and upscale living. The MAIN HOME is a beautifully appointed, expanded raised ranch boasting 5 spacious bedrooms and 3 full bathrooms. Designed with an open and inviting layout, it features a formal living room with vaulted ceilings and a sun-filled kitchen that flows effortlessly into the dining area. This kitchen is thoughtfully equipped with a center island, granite countertops, and a breakfast bar, with doors leading to a private 16' x 32' mahogany deck overlooking a resort-style saltwater semi above-ground pool 16' x 40'. The primary suite serves as a true at-home retreat with a dedicated seating area, large dual walk-in closets, and a luxurious en-suite bath complete with a jacuzzi tub and double vanity. Three additional bedrooms and a full hall bath. The lower level adds even more versatility with a large family room, a 5th bedroom, and a full bathroom, offering the perfect setup for guests with direct access to an expansive covered patio. IN-LAW HOME is a fully independent, colonial-style residence with its own private entrance and patio. This isn't just an apartment; it is a complete home featuring a well-designed main level with a living room, dining room, fully equipped kitchen, and powder room. The upper level offers two bright bedrooms and a full hall bath, while the finished basement provides a third full bathroom, laundry room, and additional living space with direct access to the outdoors. Modern essentials include a whole-house Generac propane generator, hardwood floors, recessed lighting, new boiler and new roof. Located close to schools and restaurants, this extraordinary property is a rare opportunity for multi-generational living or those seeking a private guest-quarters!