Exceptional owner-occupant or investment opportunity! This massive 2-family property w/finished 3rd floor space, features a stable, income-producing 1st-floor apartment offering approximately 1,200 SF, while the expansive 2nd and 3rd floors have been combined into an impressive 2,100+ SF unit with roughly 7 bedrooms and 1.5 baths - an ideal setup for a large or extended family. The 2nd and 3rd floor units have been completely renovated and showcases beautifully refinished hardwood floors, a brand-new kitchen, updated full and half baths, fresh paint, modern fixtures, and tasteful finishes throughout, creating a true move-in-ready living space that's difficult to find. Both units are separately metered with tenant-paid utilities, helping keep owner operating expenses to a minimum. Predominantly on-street parking further reduces maintenance costs. Conveniently located in Waterbury's Willow Plaza neighborhood with easy access to Downtown, shopping, restaurants, schools, public transportation, Route 8, and I-84. Whether you're seeking strong rental income with an exceptional owner-occupant unit or a unique addition to your investment portfolio, this well-maintained multifamily offers outstanding value and versatility.