406 S PALM Ave

Under contract-accepting backup offers. Welcome to your next chapter in the heart of charming Howey-in-the-Hills, where small-town charm, modern updates and freedom from HOA restrictions come together. This beautifully maintained three-bedroom, two-bath home with a versatile office/den offers the flexibility of a potential fourth bedroom and is move-in ready. From the moment you go inside, you'll appreciate the bright, open floor plan designed for everyday living and effortless entertaining. The spacious kitchen is the centerpiece of the home, featuring abundant cabinetry, generous counter space, granite countertops installed in 2022, and seamless flow into the living and dining areas. The primary suite offers a relaxing retreat with dual sinks, granite countertops and plenty of space to unwind. Luxury vinyl plank flooring runs throughout the home, with tile in the wet areas and absolutely no carpet. Go outside and discover a property that's as functional as it is inviting. The fully fenced backyard features dual access gates, making it easy to store a boat, trailer or recreational vehicles. Enjoy Florida living year-round from the screened front porch, screened rear porch and expansive 12-by-30-foot patio. An 8-by-16-foot storage shed provides additional space for tools, hobbies or outdoor equipment. These major updates offer peace of mind such as new roof (June 2026) with transferable warranty, HVAC (2022), water heater (2022), interior and exterior paint (2022), tinted windows for enhanced privacy and energy efficiency. Location is everything, and this home delivers. Just minutes from the Howey boat ramp and the beautiful Harris Chain of Lakes, boating and fishing adventures are always within reach. You'll also enjoy convenient access to Publix, restaurants, shopping, the Florida Turnpike and some of Central Florida's popular destinations. Whether you're looking for room to grow, space for your toys or simply a beautifully updated home without HOA fees, opportunities like this don't come around often. Schedule your private showing today and experience the lifestyle you've been searching for.