NO HOA + $5,000 SELLER CREDIT TOWARD A RATE BUYDOWN. ASSUMABLE VA LOAN 5% !!!!! & SELLER TO PROVIDE HOME WARRANTY Built 2024 and barely lived in -- all the upgrades, none of the wait. 5 bed, 3 bath, 2,711 sq ft brick home on a quarter acre in Holley. Open great room, island kitchen with breakfast bar and pantry, split owner's suite with tray ceiling, garden tub, separate shower and walk-in closet. Four large secondary bedrooms. Hurricane shutters, double-pane windows, covered patio, 2-car garage, 4-car drive. Zero HOA dues saves tens of thousands over the life of the home. Ask your lender to compare the buydown credit against a straight price cut -- on a loan this size it is not close. Holley-Navarre schools.