Experience the best of VA's "Rivah" lifestyle in this private tranquil custom waterfront home, on picturesque Robinson Creek w/ easy boat access to the Rappahannock River & charming town of Urbanna. Designed for both comfort & entertaining, the main home features an inviting eat-in kitchen w/ breakfast bar that flows seamlessly into the vaulted family rm, w/ gas fp & water views. Just beyond, the cozy sunroom offers a 2nd gas fp & an ideal spot to relax while overlooking the creek year-round. The 1st flr primary suite retreat, offer breathtaking waterfront views, spacious walk-in closet, private screened porch access, & ensuite bath w/ double vanity, soaking tub overlooking the water, & a separate shower. Oversized laundry rm w/ utility sink, along w/ stylish powder rm, complete the main level. Upstairs, find 2 additional bedrms, full bath, & versatile loft perfectly suited as a home office, recreation rm, or additional living space. Beautiful hickory hardwood flooring throughout the main home, adding warmth and timeless character. Whether you're searching for a full-time waterfront residence or the perfect weekend getaway A detached 2 car gar includes a 840 sqft garage apt above w/ finished living space, 1 bedroom, kitchen, private entrance, full bath, laundry rm, balcony overlooking the creek, & a separate elec meter ideal for guests, extended family, or potential rental income. Extensive waterfront & home improvements include: New rip rap, Slate stairway to the water, Resurfaced pier, Refurbished boat lift w/ GEM remote system, Tie-off pilings for docking convenience, 2 heat pumps, Whole-house auto propane generator, Roof 4–6 yrs. Residents enjoy access to community amenities: common areas, dock, boat ramp, & dedicated boat storage. Owners also have the opportunity to join Kilmer Pointe HOA, $75 annually, providing access to sandy beach, boat ramp, community docks, & 1st-come boat slips, a tremendous value. This exceptional property offers privacy, & everything you need to embrace life on the water.