A rate this home can actually deliver: with the seller's active Evergreen Mortgage Home Seller Advantage program, a qualifying buyer can lock a permanent rate of 5.875% (5.99% APR) on this purchase, backed by a $10,000 seller contribution toward the buydown, well under today's typical market rate of roughly 7.25%. That's a real, lasting difference in your monthly payment, not a temporary teaser rate.

The home itself is a two-story, 4 bedroom, 2.5 bath layout with a den, built in 2004, offering 2,490 square feet on a 4,792 square foot lot in Iron Mountain Estates South. The floor plan gives you a flexible den for a home office or playroom, a functional kitchen open to the main living space, and a primary suite separated from the secondary bedrooms upstairs. A 2-car garage covers parking and storage. HOA is $90 a month through Centennial Village, keeping the community maintained without a heavy monthly load.