Exceptional Bayfront Living with Unmatched NYC Convenience! Seller financing available for qualified buyers! Set against the breathtaking backdrop of Raritan Bay, this stunning waterfront residence offers panoramic water views, refined luxury, and a lifestyle rarely found along the Jersey shoreline. Located within a highly sought-after waterfront community, this 4,000-square-foot estate features 4 bedrooms, 4 full bathrooms, a full basement, and a 3-car garage, delivering an exceptional blend of elegance, comfort, and convenience. A grand two-story foyer, soaring ceilings, and oversized windows fill the home with natural light and showcase spectacular views throughout. The main level showcases a beautifully appointed living room with panoramic water and lighthouse views, gas fireplace, and flowing onto your own waterfront terrace. The gourmet kitchen offers extensive counter space, premium appliances, and a breakfast nook overlooking the bay. A FDR, private office, sitting area, and full bath complete the first floor. The primary suite serves as a private waterfront retreat with vaulted ceilings, bay-facing windows, a private balcony, a gas fireplace, a sitting area, 2 WICs, and a spa-like bath with a soaking tub and a separate shower. The expansive basement with 9' ceilings offers abundant storage and future potential. Additional upgrades include smart home technology, 6-zone heating, Ethernet and speaker wiring, water softener, generator, security system, and more. Outside, an expansive waterfront deck and tranquil koi pond provide the perfect setting to enjoy spectacular sunrises, passing boats, and seasonal fireworks. Community amenities include a private pool, clubhouse, waterfront, and boardwalk access. Ideally positioned near direct ferry and train services to Manhattan, plus local bus transportation. A lifestyle combining breathtaking bayfront scenery and effortless NYC connectivity is rarely found along the NJ shore. Not in a flood zone