Tucked inside the desirable Harbor Lights community, just moments from the Oxnard Beaches, Channel Islands Harbor, and Port Hueneme Naval Base--this beautifully updated residence blends modern style with the relaxed charm of seaside living.Step inside to an open and inviting floor plan featuring an updated kitchen with a waterfall Caesarstone countertop, stainless steel appliances, custom built-in breakfast nook, and seamless flow into the living room. Soaring cathedral ceilings, an oversized contemporary ceiling fan, and a cozy fireplace create a bright and elevated living space perfect for entertaining or unwinding.The living room opens to one of the largest and most private backyards in the entire community, a rare, oversized lot offering mature fruit trees, abundant privacy, and the perfect canvas for gardening, outdoor dining, and year-round gatherings.The primary bedroom suite features direct access to the yard, filling the room with natural light. The suite includes a spacious walk-in closet and a full bathroom with a walk-in shower.Upstairs, you'll find a private third bedroom with a loft--an ideal retreat separate from the main living areas. This flexible space can be transformed into a perfect ADU-style studio, guest suite, or home office.Harbor Lights residents enjoy a lifestyle of comfort and convenience with year-round amenities, including RV parking, spa, and tennis courts. The community is also just a short walk to local shops, eateries, and everyday conveniences.This is a rare opportunity to secure an unbelievable lot at an exceptional price point, so close to the sand and the best of Ventura County coastal living.Don't miss your chance--this Harbor Lights gem will not last. This property is eligible for a forgivable down payment assistance program that offers $10K towards closing costs. Terms and conditions do apply.