Rare opportunity to purchase a beautifully upgraded 2021 home with a CHFA assumable mortgage at just 3.50% interest (subject to lender approval). An 8.17 kW rooftop solar system helps reduce utility costs, making this home as economical to own as it is beautiful. Located in the welcoming small-town community of Milliken, you'll enjoy hometown traditions including Beef & Bean Day, Monster Mash, Festival of Lights, and the Milliken Open Market, while maintaining convenient access to I-25 for an easy commute to employment centers in Loveland, Windsor, Greeley, Johnstown, Fort Collins, Longmont, and the Denver metro area, including UCHealth Medical Center of the Rockies, Banner Health, JBS, Leprino Foods, Chevron, State Farm, and the University of Northern Colorado.Inside, the open-concept design centers around a spacious great room with a cozy gas fireplace. The upgraded kitchen features white 42-inch cabinets, quartz countertops, a white herringbone backsplash, luxury vinyl plank flooring, stainless steel appliances, a gas cooktop, combination wall oven/microwave, and a center island with seating for two.Upstairs offers 3 bedrooms, a versatile loft, and 2 full baths with double quartz vanities in both bathrooms. The unfinished basement provides room to expand with future living space, additional bedrooms, or a recreation room.Step outside to a covered patio, fully fenced backyard, and dedicated dog run. Backing to an undeveloped area, you'll appreciate the added privacy and open views.This exceptional home combines modern finishes, lower operating costs, room to grow, and a financing opportunity rarely available in today's market. Schedule your private showing today.